SmartCredit.io

SmartCredit.io is an AI-driven self-custodial neobank. SmartCredit.io has 20'000 registered users.

Platform - https://smartcredit.io - offers:

Fixed-term, fixed-interest-rate collateralized loans for the borrowers

Personal Fixed Income Funds for the lenders

Effective use of Collateral via the Positions Monitoring System

AI-driven predictive Crypto Fraud Score - free to use for everyone via https://chainaware.ai

AI-driven Crypto Trust Score - for crypto lenders via https://chainaware.ai

AI-driven Continuous Transaction Monitoring for the wallets, exchanges, and payment processors - for all crypto service providers(via https://chainaware.ai)

Fiat on-ramp/off-ramp

AI API and Borrow/Lend SDK's integrations for other wallets and platforms

Staking and Rewards for the users

SmartCredit.io focus is on offering self-custodial solutions which are regulatory compliant. See more in the Regulations.

SmartCredit.io does not have bank-run risks like Aave, Compound, or other Money-Market based lending systems.

The Vision of SmartCredit.io is to offer all the financial services which traditional banks offer. However, self-custodial.